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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,247 | $209,425-66.0% | $178,499-60.1% | $158,966-55.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.96% | 188.80%-170.8pp | 151.10%-133.1pp | 302.95%-285.0pp |
| Employer contribution / active EE | $2,502 | $5,707-56.2% | $5,011-50.1% | $4,762-47.5% |
| Participant deferral / active EE | $19,213 | $5,955+222.6% | $5,202+269.3% | $5,983+221.1% |
| Admin fee / account holder | $345 | $17,078-98.0% | $13,986-97.5% | $11,250-96.9% |