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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,267 | $51,638+98.0% | $129,406-21.0% | $80,959+26.3% |
| Participation rate | 40.0% | 56.9%-16.9pp | 69.6%-29.6pp | 67.7%-27.7pp |
| Annual return | 1.99% | 20.78%-18.8pp | 9468.18%-9466.2pp | 35.67%-33.7pp |
| Employer contribution / active EE | $2,389 | $1,584+50.8% | $4,155-42.5% | $2,757-13.4% |
| Participant deferral / active EE | $2,109 | $2,670-21.0% | $4,167-49.4% | $4,300-50.9% |
| Admin fee / account holder | $84 | $4,313-98.1% | $7,689-98.9% | $6,925-98.8% |