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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,267 | $51,604+98.2% | $129,295-20.9% | $80,874+26.5% |
| Participation rate | 40.0% | 57.0%-17.0pp | 69.6%-29.6pp | 67.6%-27.6pp |
| Annual return | 1.99% | 20.76%-18.8pp | 9429.28%-9427.3pp | 35.62%-33.6pp |
| Employer contribution / active EE | $2,389 | $1,585+50.7% | $4,157-42.5% | $2,756-13.3% |
| Participant deferral / active EE | $2,109 | $2,670-21.0% | $4,169-49.4% | $4,297-50.9% |
| Admin fee / account holder | $84 | $4,310-98.0% | $7,665-98.9% | $6,935-98.8% |