See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $73,904 |
JMM CPA1 year Service code 10 · EIN 47-2940358 | Accounting | $6,000 |
CETERA ADVISOR NETWORKS LLC9+ years Filed as: CETERA FINANCIAL GROUP Service code 22 · EIN 30-0588666 | Insurance Broker | $2,912 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,046 | $91,407-20.1% | $135,903-46.3% | $71,457+2.2% |
| Participation rate | 68.3% | 75.7%-7.4pp | 81.9%-13.6pp | 67.9%+0.4pp |
| Annual return | -1.09% | 29.90%-31.0pp | 68.23%-69.3pp | 28.85%-29.9pp |
| Employer contribution / active EE | $1,674 | $3,703-54.8% | $4,856-65.5% | $2,588-35.3% |
| Participant deferral / active EE | $6,385 | $7,092-10.0% | $7,758-17.7% | $4,289+48.9% |
| Admin fee / account holder | $761 | $1,266-39.9% | $10,762-92.9% | $1,587-52.1% |