See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $52,096 |
Filed as: FULLER LOWENBERG & CO CPA PC Service code 10 · EIN 20-0066099 | Accounting | $9,600 |
CETERA ADVISOR NETWORKS LLC3+ years Filed as: CETERA FINANCIAL GROUP Service code 22 · EIN 30-0588666 | Insurance Broker | $1,218 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,910 | $80,753-13.4% | $136,294-48.7% | $62,292+12.2% |
| Participation rate | 45.8% | 73.5%-27.8pp | 81.9%-36.2pp | 69.5%-23.8pp |
| Annual return | 15.16% | 35.83%-20.7pp | 5155.94%-5140.8pp | 28.90%-13.7pp |
| Employer contribution / active EE | $525 | $2,884-81.8% | $4,695-88.8% | $2,042-74.3% |
| Participant deferral / active EE | $3,269 | $5,164-36.7% | $6,247-47.7% | $3,169+3.2% |
| Admin fee / account holder | $857 | $525+63.1% | $9,243-90.7% | $479+78.8% |