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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,917 | $129,239-4.9% | $93,419+31.6% | $158,966-22.7% |
| Participation rate | 100.0% | 70.9%+29.1pp | 66.8%+33.2pp | 82.0%+18.0pp |
| Annual return | 13.15% | 118.21%-105.1pp | 78.05%-64.9pp | 302.95%-289.8pp |
| Employer contribution / active EE | $9,628 | $2,711+255.1% | $2,075+364.0% | $4,762+102.2% |
| Participant deferral / active EE | $6,936 | $3,909+77.4% | $3,126+121.9% | $5,983+15.9% |
| Admin fee / account holder | $3,114 | $7,383-57.8% | $5,230-40.5% | $11,250-72.3% |