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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,157 | $101,283-21.8% | $75,826+4.4% | $135,380-41.5% |
| Participation rate | 100.0% | 72.7%+27.3pp | 68.2%+31.8pp | 82.6%+17.4pp |
| Annual return | -9.88% | 3384.62%-3394.5pp | 1914.15%-1924.0pp | 519.81%-529.7pp |
| Employer contribution / active EE | $11,498 | $2,382+382.7% | $1,913+500.9% | $4,779+140.6% |
| Participant deferral / active EE | $7,571 | $3,469+118.2% | $2,862+164.5% | $5,609+35.0% |
| Admin fee / account holder | $334 | $6,539-94.9% | $4,726-92.9% | $10,828-96.9% |