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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,683 | $74,879,922-100.0% | $40,145,923-99.9% | $273,972-86.6% |
| Participation rate | 100.0% | 74.1%+25.9pp | 68.4%+31.6pp | 83.0%+17.0pp |
| Annual return | 5.35% | 2.55%+2.8pp | 5.24%+0.1pp | 41.46%-36.1pp |
| Employer contribution / active EE | $9,482 | $2,350+303.5% | $1,844+414.3% | $4,869+94.8% |
| Participant deferral / active EE | $5,830 | $2,962+96.8% | $2,591+125.0% | $5,287+10.3% |
| Admin fee / account holder | $438 | $3,725-88.2% | $2,903-84.9% | $10,133-95.7% |