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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,607 | $56,197+29.2% | $67,652+7.3% | $59,633+21.8% |
| Participation rate | 97.1% | 71.5%+25.7pp | 75.7%+21.5pp | 68.7%+28.5pp |
| Annual return | -2.24% | 18508.10%-18510.3pp | 6625.40%-6627.6pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $5,464 | $1,615+238.4% | $2,266+141.2% | $2,203+148.0% |
| Participant deferral / active EE | $2,139 | $2,844-24.8% | $3,560-39.9% | $3,192-33.0% |
| Admin fee / account holder | $3,307 | $3,958-16.5% | $4,821-31.4% | $4,297-23.0% |