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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,476 | $80,992-72.2% | $96,534-76.7% | $75,173-70.1% |
| Participation rate | 81.1% | 71.8%+9.3pp | 76.0%+5.1pp | 67.2%+13.9pp |
| Annual return | 8.57% | 27.05%-18.5pp | 25.88%-17.3pp | 160.72%-152.2pp |
| Employer contribution / active EE | $3,262 | $2,283+42.9% | $2,965+10.0% | $2,671+22.1% |
| Participant deferral / active EE | $2,783 | $3,929-29.2% | $4,851-42.6% | $4,126-32.6% |
| Admin fee / account holder | $20,863 | $6,717+210.6% | $8,253+152.8% | $5,651+269.2% |