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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,444 | $93,617-48.3% | $135,982-64.4% | $75,177-35.6% |
| Participation rate | 63.0% | 75.2%-12.2pp | 81.9%-19.0pp | 67.2%-4.2pp |
| Annual return | 15.52% | 30.89%-15.4pp | 68.32%-52.8pp | 160.75%-145.2pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,619 | $6,406-59.1% | $7,760-66.2% | $4,126-36.5% |
| Admin fee / account holder | $1,378 | $6,980-80.3% | $10,767-87.2% | $5,651-75.6% |