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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,393 | $98,776-66.2% | $149,745-77.7% | $79,856-58.2% |
| Participation rate | 70.4% | 75.8%-5.4pp | 82.5%-12.1pp | 69.6%+0.7pp |
| Annual return | 12.54% | 27.38%-14.8pp | 276.72%-264.2pp | 31.71%-19.2pp |
| Employer contribution / active EE | $403 | $3,217-87.5% | $4,646-91.3% | $2,471-83.7% |
| Participant deferral / active EE | $3,731 | $5,681-34.3% | $6,843-45.5% | $3,741-0.3% |
| Admin fee / account holder | $887 | $6,053-85.4% | $9,312-90.5% | $5,306-83.3% |