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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,559 | $101,618+61.0% | $93,063+75.8% | $137,256+19.2% |
| Participation rate | 86.4% | 74.9%+11.4pp | 72.1%+14.2pp | 80.0%+6.4pp |
| Annual return | 16.07% | 223.95%-207.9pp | 34.15%-18.1pp | 220.34%-204.3pp |
| Employer contribution / active EE | $7,068 | $2,707+161.1% | $2,476+185.4% | $4,156+70.1% |
| Participant deferral / active EE | $7,289 | $4,279+70.3% | $3,958+84.1% | $6,407+13.8% |
| Admin fee / account holder | $582 | $6,198-90.6% | $6,033-90.3% | $12,270-95.3% |