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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $13,456 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,006 |
CEP CONSULTANTS, INC2 years Filed as: CEP BENEFITS Service code 99 1373 VETERANS HWY STE 10 · HAUPPAUGE, NY 11788 | Other Fees | $250 |
Filed as: FIRST GREAT-WEST LIFE & ANNUITY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,752 | $59,105+51.9% | $159,991-43.9% | $66,930+34.1% |
| Participation rate | 30.9% | 68.1%-37.2pp | 78.0%-47.1pp | 69.8%-39.0pp |
| Annual return | -18.05% | -12.26%-5.8pp | 408.82%-426.9pp | 1.57%-19.6pp |
| Employer contribution / active EE | $2 | $1,983-99.9% | $4,225-100.0% | $2,545-99.9% |
| Participant deferral / active EE | $2,886 | $4,395-34.3% | $6,183-53.3% | $4,238-31.9% |
| Admin fee / account holder | $271 | $591-54.1% | $8,715-96.9% | $593-54.4% |