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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,150 | $105,198+208.1% | $159,455+103.3% | $85,856+277.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 16.44% | 45.08%-28.6pp | 263.63%-247.2pp | 318.58%-302.1pp |
| Employer contribution / active EE | $5,362 | $3,319+61.5% | $4,830+11.0% | $2,565+109.0% |
| Participant deferral / active EE | $7,338 | $5,946+23.4% | $7,353-0.2% | $3,952+85.7% |
| Admin fee / account holder | $18,667 | $6,934+169.2% | $10,800+72.8% | $6,261+198.2% |