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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,878 | $89,367+181.8% | $141,191+78.4% | $72,975+245.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 23.48% | 111.87%-88.4pp | 71.41%-47.9pp | 81.01%-57.5pp |
| Employer contribution / active EE | $8,246 | $3,115+164.7% | $4,736+74.1% | $2,440+237.9% |
| Participant deferral / active EE | $6,389 | $5,419+17.9% | $6,710-4.8% | $3,608+77.1% |
| Admin fee / account holder | $894 | $5,957-85.0% | $10,264-91.3% | $5,124-82.5% |