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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,161 | $29,051+124.3% | $52,425+24.3% | $67,986-4.2% |
| Participation rate | 15.7% | 30.4%-14.7pp | 55.6%-39.9pp | 57.2%-41.5pp |
| Annual return | 14.63% | 24.00%-9.4pp | 302.12%-287.5pp | 31.67%-17.0pp |
| Employer contribution / active EE | $94 | $412-77.1% | $914-89.7% | $2,019-95.3% |
| Participant deferral / active EE | $813 | $873-6.8% | $1,790-54.6% | $3,358-75.8% |
| Admin fee / account holder | $7,286 | $2,113+244.9% | $2,495+192.1% | $3,203+127.5% |