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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,907 | $104,937+35.2% | $84,628+67.7% | $152,897-7.2% |
| Participation rate | 33.3% | 74.8%-41.5pp | 68.2%-34.9pp | 82.5%-49.1pp |
| Annual return | 19.57% | 373.88%-354.3pp | 258.80%-239.2pp | 345.43%-325.9pp |
| Employer contribution / active EE | $418 | $3,303-87.4% | $2,653-84.3% | $4,764-91.2% |
| Participant deferral / active EE | $1,837 | $4,690-60.8% | $3,900-52.9% | $5,851-68.6% |
| Admin fee / account holder | $1,639 | $6,243-73.7% | $4,914-66.6% | $11,599-85.9% |