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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,155 | $93,064+10.8% | $74,577+38.3% | $273,972-62.3% |
| Participation rate | 50.0% | 74.9%-24.9pp | 68.1%-18.1pp | 83.0%-33.0pp |
| Annual return | 6.14% | 26.18%-20.0pp | 20.47%-14.3pp | 41.46%-35.3pp |
| Employer contribution / active EE | $466 | $3,160-85.3% | $2,525-81.6% | $4,869-90.4% |
| Participant deferral / active EE | $3,129 | $4,160-24.8% | $3,458-9.5% | $5,287-40.8% |
| Admin fee / account holder | $1,253 | $5,273-76.2% | $4,138-69.7% | $10,133-87.6% |