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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,446 | $48,274+56.3% | $63,244+19.3% | $59,633+26.5% |
| Participation rate | 40.6% | 66.3%-25.7pp | 71.0%-30.4pp | 68.7%-28.0pp |
| Annual return | -1.52% | -240.79%+239.3pp | -70.31%+68.8pp | 2041.45%-2043.0pp |
| Employer contribution / active EE | $0 | $1,586-100.0% | $2,322-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,531 | $2,343+8.0% | $2,953-14.3% | $3,192-20.7% |
| Admin fee / account holder | $21,903 | $3,600+508.5% | $5,893+271.7% | $4,297+409.7% |