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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,053 | $105,960+16.1% | $81,726+50.6% | $158,982-22.6% |
| Participation rate | 26.3% | 75.6%-49.3pp | 72.0%-45.7pp | 82.0%-55.7pp |
| Annual return | 13.88% | 38.19%-24.3pp | 29.49%-15.6pp | 302.99%-289.1pp |
| Employer contribution / active EE | $0 | $7,805-100.0% | $4,311-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,012 | $13,011-84.5% | $7,108-71.7% | $5,983-66.4% |
| Admin fee / account holder | $22,085 | $8,494+160.0% | $5,160+328.0% | $11,252+96.3% |