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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,599 | $182,442+23.7% | $163,379+38.1% | $138,895+62.4% |
| Participation rate | 33.3% | 79.8%-46.4pp | 76.8%-43.5pp | 79.9%-46.6pp |
| Annual return | 18.98% | 72.74%-53.8pp | 63.41%-44.4pp | 145.39%-126.4pp |
| Employer contribution / active EE | $867 | $4,159-79.2% | $3,752-76.9% | $4,194-79.3% |
| Participant deferral / active EE | $5,877 | $6,817-13.8% | $6,282-6.4% | $6,396-8.1% |
| Admin fee / account holder | $801 | $10,396-92.3% | $9,818-91.8% | $12,562-93.6% |