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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,775 | $202,440-34.9% | $169,390-22.2% | $139,466-5.5% |
| Participation rate | 50.0% | 81.1%-31.1pp | 77.2%-27.2pp | 80.3%-30.3pp |
| Annual return | 16.93% | 532.36%-515.4pp | 406.07%-389.1pp | 373.66%-356.7pp |
| Employer contribution / active EE | $1,352 | $4,693-71.2% | $4,013-66.3% | $4,754-71.6% |
| Participant deferral / active EE | $11,155 | $6,940+60.7% | $6,222+79.3% | $6,712+66.2% |
| Admin fee / account holder | $476 | $10,722-95.6% | $9,015-94.7% | $11,409-95.8% |