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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,306 | $45,050+318.0% | $63,018+198.8% | $70,126+168.5% |
| Participation rate | 56.5% | 69.5%-13.0pp | 74.8%-18.3pp | 69.5%-13.1pp |
| Annual return | 12.60% | 18.76%-6.2pp | 87.62%-75.0pp | 73.15%-60.5pp |
| Employer contribution / active EE | $3,144 | $2,052+53.2% | $2,761+13.9% | $2,343+34.2% |
| Participant deferral / active EE | $4,232 | $2,466+71.7% | $3,330+27.1% | $3,332+27.0% |
| Admin fee / account holder | $16,083 | $2,834+467.5% | $3,601+346.7% | $4,645+246.2% |