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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,563 | $39,132+346.1% | $57,196+205.2% | $62,881+177.6% |
| Participation rate | 51.7% | 70.5%-18.8pp | 75.3%-23.6pp | 69.3%-17.6pp |
| Annual return | 5.61% | 9.24%-3.6pp | 14.59%-9.0pp | 20.14%-14.5pp |
| Employer contribution / active EE | $1,709 | $1,874-8.8% | $2,683-36.3% | $2,281-25.1% |
| Participant deferral / active EE | $4,322 | $2,374+82.0% | $3,096+39.6% | $3,203+34.9% |
| Admin fee / account holder | $28,368 | $2,594+993.6% | $3,141+803.3% | $4,296+560.4% |