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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,348 | $74,535+325.8% | $100,712+215.1% | $82,637+284.0% |
| Participation rate | 65.4% | 61.2%+4.2pp | 69.3%-3.9pp | 68.1%-2.7pp |
| Annual return | 10.42% | 18.92%-8.5pp | 33.27%-22.9pp | 53.51%-43.1pp |
| Employer contribution / active EE | $4,255 | $1,503+183.2% | $2,313+84.0% | $2,552+66.7% |
| Participant deferral / active EE | $8,052 | $3,074+161.9% | $4,085+97.1% | $4,126+95.1% |
| Admin fee / account holder | $261 | $6,576-96.0% | $9,256-97.2% | $7,339-96.4% |