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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,141 | $106,918+36.7% | $84,021+73.9% | $152,897-4.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 50.55% | 105.01%-54.5pp | 71.32%-20.8pp | 345.43%-294.9pp |
| Employer contribution / active EE | $9,330 | $2,735+241.1% | $1,984+370.3% | $4,764+95.9% |
| Participant deferral / active EE | $5,550 | $4,012+38.3% | $3,239+71.3% | $5,851-5.2% |
| Admin fee / account holder | $18,986 | $8,288+129.1% | $6,102+211.2% | $11,599+63.7% |