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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,939 | $227,399-46.4% | $189,758-35.7% | $198,609-38.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 79.8%-4.8pp | 82.4%-7.4pp |
| Annual return | 8.34% | 61.03%-52.7pp | 52.62%-44.3pp | 202.70%-194.4pp |
| Employer contribution / active EE | $8,417 | $5,526+52.3% | $4,767+76.6% | $5,055+66.5% |
| Participant deferral / active EE | $18,322 | $6,837+168.0% | $5,856+212.9% | $6,977+162.6% |
| Admin fee / account holder | $20,423 | $25,162-18.8% | $20,388+0.2% | $19,030+7.3% |