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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,269 | $124,425+217.7% | $112,040+252.8% | $137,256+188.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 4.76% | 24.72%-20.0pp | 24.52%-19.8pp | 220.34%-215.6pp |
| Employer contribution / active EE | $1,558 | $3,411-54.3% | $2,954-47.3% | $4,156-62.5% |
| Participant deferral / active EE | $16,413 | $5,718+187.0% | $5,098+222.0% | $6,407+156.2% |
| Admin fee / account holder | $49,613 | $15,207+226.3% | $12,098+310.1% | $12,270+304.3% |