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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,269 | $126,661+212.1% | $113,397+248.6% | $138,895+184.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 4.76% | 25.05%-20.3pp | 23.20%-18.4pp | 145.39%-140.6pp |
| Employer contribution / active EE | $1,558 | $3,456-54.9% | $2,977-47.7% | $4,194-62.9% |
| Participant deferral / active EE | $16,413 | $5,693+188.3% | $5,076+223.3% | $6,396+156.6% |
| Admin fee / account holder | $49,613 | $14,549+241.0% | $11,957+314.9% | $12,562+294.9% |