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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,320 | $110,137+98.2% | $161,149+35.5% | $82,637+164.2% |
| Participation rate | 94.4% | 72.4%+22.1pp | 78.8%+15.6pp | 68.1%+26.4pp |
| Annual return | 10.66% | 20.69%-10.0pp | 21.16%-10.5pp | 53.51%-42.8pp |
| Employer contribution / active EE | $10,348 | $2,856+262.3% | $4,360+137.3% | $2,552+305.5% |
| Participant deferral / active EE | $10,638 | $4,575+132.5% | $6,153+72.9% | $4,126+157.8% |
| Admin fee / account holder | $49,256 | $9,467+420.3% | $15,194+224.2% | $7,339+571.2% |