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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,099 | $91,559+179.7% | $133,978+91.1% | $79,856+220.7% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 12.79% | 61.85%-49.1pp | 45.10%-32.3pp | 31.71%-18.9pp |
| Employer contribution / active EE | $8,557 | $2,384+259.0% | $3,919+118.3% | $2,471+246.3% |
| Participant deferral / active EE | $8,332 | $3,734+123.2% | $5,047+65.1% | $3,741+122.7% |
| Admin fee / account holder | $22,515 | $6,321+256.2% | $8,930+152.1% | $5,306+324.3% |