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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,540 | $91,537+125.6% | $130,045+58.8% | $75,173+174.8% |
| Participation rate | 88.0% | 71.5%+16.5pp | 78.5%+9.5pp | 67.2%+20.8pp |
| Annual return | 12.58% | -631.55%+644.1pp | -137.30%+149.9pp | 160.72%-148.1pp |
| Employer contribution / active EE | $8,658 | $2,845+204.3% | $4,321+100.3% | $2,671+224.1% |
| Participant deferral / active EE | $9,380 | $4,343+116.0% | $5,820+61.2% | $4,126+127.3% |
| Admin fee / account holder | $41,544 | $6,780+512.8% | $10,600+291.9% | $5,651+635.2% |