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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4 years Service code 15 · EIN 20-8764829 | Recordkeeping | $63,633 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $36,085 |
KLICHS LLP7 years Service code 15 · EIN 46-2608003 | Recordkeeping | $20,000 |
ADP BROKER-DEALER10+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,633 | $88,137+78.8% | $164,975-4.5% | $74,429+111.8% |
| Participation rate | 96.3% | 73.1%+23.1pp | 78.6%+17.6pp | 67.2%+29.0pp |
| Annual return | 18.37% | 17.13%+1.2pp | 70.12%-51.8pp | 1368.38%-1350.0pp |
| Employer contribution / active EE | $12,995 | $2,597+400.3% | $4,343+199.2% | $2,625+395.1% |
| Participant deferral / active EE | $8,952 | $4,501+98.9% | $6,033+48.4% | $4,348+105.9% |
| Admin fee / account holder | $315 | $2,231-85.9% | $12,688-97.5% | $1,944-83.8% |