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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4 years Service code 15 · EIN 20-8764829 | Recordkeeping | $63,633 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $36,085 |
KLICHS LLP7 years Service code 15 · EIN 46-2608003 | Recordkeeping | $20,000 |
ADP BROKER-DEALER10+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,633 | $88,203+78.7% | $165,100-4.5% | $74,478+111.7% |
| Participation rate | 96.3% | 73.1%+23.1pp | 78.6%+17.6pp | 67.2%+29.0pp |
| Annual return | 18.37% | 17.13%+1.2pp | 70.21%-51.8pp | 1370.56%-1352.2pp |
| Employer contribution / active EE | $12,995 | $2,601+399.7% | $4,348+198.9% | $2,626+394.8% |
| Participant deferral / active EE | $8,952 | $4,505+98.7% | $6,035+48.3% | $4,350+105.8% |
| Admin fee / account holder | $315 | $2,235-85.9% | $12,696-97.5% | $1,946-83.8% |