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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,348 | $89,364+186.9% | $141,177+81.6% | $72,983+251.2% |
| Participation rate | 92.3% | 75.1%+17.2pp | 82.5%+9.8pp | 69.5%+22.8pp |
| Annual return | 20.72% | 111.86%-91.1pp | 71.40%-50.7pp | 81.01%-60.3pp |
| Employer contribution / active EE | $6,566 | $3,115+110.8% | $4,736+38.7% | $2,440+169.1% |
| Participant deferral / active EE | $12,850 | $5,419+137.1% | $6,710+91.5% | $3,608+256.2% |
| Admin fee / account holder | $5,396 | $5,959-9.5% | $10,263-47.4% | $5,124+5.3% |