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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,504 | $98,766+215.4% | $149,730+108.0% | $79,852+290.1% |
| Participation rate | 88.9% | 75.8%+13.1pp | 82.5%+6.4pp | 69.6%+19.3pp |
| Annual return | 17.75% | 27.43%-9.7pp | 276.70%-259.0pp | 31.72%-14.0pp |
| Employer contribution / active EE | $6,377 | $3,217+98.2% | $4,645+37.3% | $2,471+158.1% |
| Participant deferral / active EE | $13,474 | $5,681+137.2% | $6,843+96.9% | $3,740+260.2% |
| Admin fee / account holder | $10,996 | $6,052+81.7% | $9,310+18.1% | $5,306+107.2% |