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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,636 | $101,063-75.6% | $81,473-69.8% | $147,586-83.3% |
| Participation rate | 78.9% | 74.5%+4.5pp | 68.0%+11.0pp | 82.8%-3.9pp |
| Annual return | 16.31% | 32.41%-16.1pp | 38.78%-22.5pp | 578.59%-562.3pp |
| Employer contribution / active EE | $1,714 | $3,206-46.5% | $2,568-33.3% | $4,876-64.9% |
| Participant deferral / active EE | $4,252 | $4,242+0.2% | $3,537+20.2% | $5,439-21.8% |
| Admin fee / account holder | $370 | $5,812-93.6% | $4,561-91.9% | $10,886-96.6% |