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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,750 | $93,064-77.7% | $74,577-72.2% | $273,972-92.4% |
| Participation rate | 68.2% | 74.9%-6.8pp | 68.1%+0.1pp | 83.0%-14.8pp |
| Annual return | 7.80% | 26.18%-18.4pp | 20.47%-12.7pp | 41.46%-33.7pp |
| Employer contribution / active EE | $1,312 | $3,160-58.5% | $2,525-48.0% | $4,869-73.1% |
| Participant deferral / active EE | $3,561 | $4,160-14.4% | $3,458+3.0% | $5,287-32.7% |
| Admin fee / account holder | $0 | $5,273-100.0% | $4,138-100.0% | $10,133-100.0% |