Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,446 | $101,950-69.2% | $125,529-74.9% | $86,983-63.8% |
| Participation rate | 52.3% | 70.2%-17.9pp | 74.7%-22.4pp | 69.5%-17.2pp |
| Annual return | 17.16% | 18.29%-1.1pp | 202.56%-185.4pp | 25.83%-8.7pp |
| Employer contribution / active EE | $1,758 | $2,358-25.5% | $3,058-42.5% | $2,584-32.0% |
| Participant deferral / active EE | $3,716 | $3,862-3.8% | $4,813-22.8% | $4,194-11.4% |
| Admin fee / account holder | $1,225 | $12,791-90.4% | $16,298-92.5% | $7,856-84.4% |