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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,254 | $101,069+149.6% | $81,478+209.6% | $147,585+70.9% |
| Participation rate | 85.7% | 74.5%+11.3pp | 68.0%+17.8pp | 82.8%+2.9pp |
| Annual return | 15.63% | 32.40%-16.8pp | 38.78%-23.2pp | 578.56%-562.9pp |
| Employer contribution / active EE | $0 | $3,205-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $11,791 | $4,242+178.0% | $3,537+233.4% | $5,439+116.8% |
| Admin fee / account holder | $1,731 | $5,812-70.2% | $4,561-62.0% | $10,885-84.1% |