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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,267 | $95,188+154.5% | $76,518+216.6% | $135,380+79.0% |
| Participation rate | 92.3% | 74.4%+17.9pp | 68.0%+24.3pp | 82.6%+9.7pp |
| Annual return | -10.99% | 4.85%-15.8pp | -0.27%-10.7pp | 519.81%-530.8pp |
| Employer contribution / active EE | $1,192 | $3,303-63.9% | $2,647-55.0% | $4,779-75.1% |
| Participant deferral / active EE | $11,547 | $4,640+148.9% | $3,836+201.0% | $5,609+105.9% |
| Admin fee / account holder | $15,894 | $6,249+154.3% | $4,849+227.8% | $10,828+46.8% |