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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,274 | $160,040-58.6% | $147,096-54.9% | $145,877-54.6% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 12.80% | 98.49%-85.7pp | 419.75%-407.0pp | 551.28%-538.5pp |
| Employer contribution / active EE | $2,081 | $5,289-60.7% | $4,936-57.8% | $4,663-55.4% |
| Participant deferral / active EE | $3,664 | $8,429-56.5% | $8,071-54.6% | $6,691-45.2% |
| Admin fee / account holder | $29,128 | $15,050+93.5% | $13,005+124.0% | $13,402+117.3% |