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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,604 | $181,896+36.1% | $156,551+58.2% | $273,972-9.6% |
| Participation rate | 83.3% | 88.4%-5.1pp | 84.0%-0.7pp | 83.0%+0.3pp |
| Annual return | -2.52% | 30.74%-33.3pp | 32.23%-34.7pp | 41.46%-44.0pp |
| Employer contribution / active EE | $7,449 | $6,248+19.2% | $5,501+35.4% | $4,869+53.0% |
| Participant deferral / active EE | $5,508 | $5,550-0.8% | $4,871+13.1% | $5,287+4.2% |
| Admin fee / account holder | $2,070 | $15,560-86.7% | $13,028-84.1% | $10,133-79.6% |