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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,155 | $175,259+58.7% | $149,723+85.8% | $139,487+99.4% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 18.04% | 166.82%-148.8pp | 134.50%-116.5pp | 373.84%-355.8pp |
| Employer contribution / active EE | $9,734 | $5,478+77.7% | $4,821+101.9% | $4,755+104.7% |
| Participant deferral / active EE | $11,400 | $6,522+74.8% | $5,682+100.6% | $6,713+69.8% |
| Admin fee / account holder | $1,948 | $16,158-87.9% | $13,215-85.3% | $11,407-82.9% |