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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,842 | $106,749+261.4% | $145,433+165.3% | $82,448+368.0% |
| Participation rate | 98.0% | 75.6%+22.4pp | 82.1%+15.9pp | 68.1%+29.9pp |
| Annual return | 18.56% | 27.59%-9.0pp | 66.58%-48.0pp | 41.64%-23.1pp |
| Employer contribution / active EE | $11,088 | $3,444+221.9% | $4,554+143.5% | $2,551+334.7% |
| Participant deferral / active EE | $8,713 | $6,519+33.7% | $7,897+10.3% | $4,139+110.5% |
| Admin fee / account holder | $18,647 | $8,390+122.3% | $13,129+42.0% | $7,234+157.8% |