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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,302 | $102,422+230.3% | $147,117+130.0% | $80,959+317.9% |
| Participation rate | 93.9% | 75.9%+18.0pp | 82.2%+11.7pp | 67.7%+26.2pp |
| Annual return | 15.76% | 135.16%-119.4pp | 420.54%-404.8pp | 35.67%-19.9pp |
| Employer contribution / active EE | $11,500 | $3,717+209.4% | $4,932+133.1% | $2,757+317.1% |
| Participant deferral / active EE | $9,029 | $6,652+35.7% | $8,065+12.0% | $4,300+110.0% |
| Admin fee / account holder | $2,646 | $7,953-66.7% | $12,993-79.6% | $6,925-61.8% |