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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,842 | $106,524+262.2% | $152,301+153.3% | $87,485+341.0% |
| Participation rate | 98.0% | 75.8%+22.2pp | 82.4%+15.6pp | 68.9%+29.1pp |
| Annual return | 18.56% | 26.89%-8.3pp | 80.50%-61.9pp | 26.06%-7.5pp |
| Employer contribution / active EE | $11,088 | $3,371+228.9% | $4,624+139.8% | $2,596+327.1% |
| Participant deferral / active EE | $8,713 | $6,525+33.5% | $8,004+8.9% | $4,274+103.9% |
| Admin fee / account holder | $18,647 | $8,287+125.0% | $14,398+29.5% | $7,775+139.8% |