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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,129 | $124,425+90.6% | $112,040+111.6% | $137,256+72.8% |
| Participation rate | 57.1% | 79.3%-22.2pp | 76.5%-19.3pp | 80.0%-22.8pp |
| Annual return | 27.28% | 24.72%+2.6pp | 24.52%+2.8pp | 220.34%-193.1pp |
| Employer contribution / active EE | $1,742 | $3,411-48.9% | $2,954-41.0% | $4,156-58.1% |
| Participant deferral / active EE | $4,366 | $5,718-23.7% | $5,098-14.4% | $6,407-31.9% |
| Admin fee / account holder | $0 | $15,207-100.0% | $12,098-100.0% | $12,270-100.0% |