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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,467 | $81,233-16.9% | $155,567-56.6% | $80,874-16.6% |
| Participation rate | 63.8% | 66.2%-2.4pp | 78.2%-14.4pp | 67.6%-3.9pp |
| Annual return | 14.96% | 33.33%-18.4pp | 64.74%-49.8pp | 35.62%-20.7pp |
| Employer contribution / active EE | $2,103 | $3,101-32.2% | $4,674-55.0% | $2,756-23.7% |
| Participant deferral / active EE | $3,834 | $3,452+11.1% | $5,628-31.9% | $4,297-10.8% |
| Admin fee / account holder | $9,944 | $7,998+24.3% | $15,916-37.5% | $6,935+43.4% |