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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,375 | $105,960-28.9% | $81,726-7.8% | $158,982-52.6% |
| Participation rate | 81.8% | 75.6%+6.2pp | 72.0%+9.8pp | 82.0%-0.1pp |
| Annual return | 12.80% | 38.19%-25.4pp | 29.49%-16.7pp | 302.99%-290.2pp |
| Employer contribution / active EE | $2,075 | $7,805-73.4% | $4,311-51.9% | $4,763-56.4% |
| Participant deferral / active EE | $3,173 | $13,011-75.6% | $7,108-55.4% | $5,983-47.0% |
| Admin fee / account holder | $2,452 | $8,494-71.1% | $5,160-52.5% | $11,252-78.2% |