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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,901 | $88,596-1.9% | $70,093+24.0% | $134,493-35.4% |
| Participation rate | 61.5% | 74.9%-13.4pp | 70.5%-8.9pp | 81.2%-19.7pp |
| Annual return | -16.22% | 442.67%-458.9pp | 190.73%-207.0pp | 418.01%-434.2pp |
| Employer contribution / active EE | $1,839 | $3,235-43.2% | $2,560-28.2% | $4,740-61.2% |
| Participant deferral / active EE | $2,074 | $4,772-56.5% | $3,849-46.1% | $6,400-67.6% |
| Admin fee / account holder | $675 | $10,441-93.5% | $6,267-89.2% | $11,425-94.1% |