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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,299 | $127,387+14.8% | $115,038+27.2% | $125,389+16.7% |
| Participation rate | 93.3% | 84.2%+9.2pp | 81.4%+12.0pp | 83.2%+10.1pp |
| Annual return | 0.73% | 31.28%-30.6pp | 26.14%-25.4pp | 282.24%-281.5pp |
| Employer contribution / active EE | $810 | $5,166-84.3% | $4,608-82.4% | $4,866-83.3% |
| Participant deferral / active EE | $12,717 | $6,423+98.0% | $6,026+111.0% | $5,352+137.6% |
| Admin fee / account holder | $18,330 | $9,516+92.6% | $8,175+124.2% | $9,541+92.1% |