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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,371 | $138,114-36.7% | $125,391-30.3% | $134,545-35.1% |
| Participation rate | 81.8% | 84.5%-2.7pp | 82.4%-0.6pp | 81.2%+0.6pp |
| Annual return | -24.11% | 750.88%-775.0pp | 572.41%-596.5pp | 418.37%-442.5pp |
| Employer contribution / active EE | $1,517 | $5,246-71.1% | $4,816-68.5% | $4,742-68.0% |
| Participant deferral / active EE | $3,325 | $7,801-57.4% | $7,448-55.4% | $6,401-48.1% |
| Admin fee / account holder | $434 | $11,570-96.3% | $10,009-95.7% | $11,431-96.2% |